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5 Questions to Ask Before Buying Your First Home

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5 Questions to Ask Before Buying Your First Home

Posted On: July 21, 2025 by Peoples Bank of Kankakee County in: Home, Mortgages

Buying your first home is a major milestone—one filled with excitement, anticipation, and big decisions. Whether you’re just beginning your search or already touring open houses, taking time to ask the right questions can set the foundation for a confident and successful homebuying experience. At Peoples Bank, we’re committed to helping you feel informed and empowered at every step. Here are five important questions to consider before making one of the biggest purchases of your life. 1. How Much Can I Really Afford? Understanding your budget is key. A mortgage pre-approval can give you a realistic idea of your price range by analyzing your income, debt, and credit. But don’t forget to factor in costs like property taxes, insurance, maintenance, and utilities. Staying within a comfortable range helps you avoid financial stress down the road. ???? Tip: Use Peoples Bank’s free mortgage calculator to determine monthly payments and today’s rates. 2.
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