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Personal Checking Accounts

Let's Find the Perfect Checking Account For You

Checking Rates


Simplicity Checking

Rewards Checking

Prestige Checking

(must be age 50 or older)

It's easy to open your account onlineOpen An Account TodayOpen An Account TodayOpen An Account Today
Account highlights

So easy!  All you'll ever need in a checking account!

Full account details

Earn 0.51% APY* up to $15,000.00 when qualifications are met and get a superior savings account with it.

*Full account details

Earn interest, receive free personalized checks and other special benefits when you are a Prestige Member.

Full account details





ATM fee reimbursement Checkmark 
Complimentary savings account Checkmark 
eStatement required for maximum benefitsCheckmarkCheckmark 
Personalized check benefits  Checkmark

5 free cashier's checks & money orders, 10 photocopies per month, safe deposit box discount




Minimum to open




Can I avoid a monthly fee?No fee with eStatements; $3 with paper statementsNo monthly fee everNo fee with average daily collected balance of $100.


Many of our checking accounts require eStatement enrollment to receive full account benefits.  eStatements allow you to view your statement through online banking, rather than having a paper statement come through the mail.  Notifications that your statement is available will be sent to your email address.  Click the button below if you would like to go green, declutter, increase security, and take advantage of all our checking account benefits.

Enroll in eStatements


Overdraft Reserve

Unanticipated expenses happen. Unforeseen problems arise. Our Overdraft Reserve helps cover you when you don't have enough cash in your checking account, so you can avoid your debit card being declined or the cost of a returned check.