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Unlock Your Home’s Hidden Potential with a HELOC

Home Blog
Unlock Your Home’s Hidden Potential with a HELOC

Posted On: June 16, 2021 by Peoples Bank of Kankakee County in: Budget, Mortgages, Personal Finances, Saving

How many hours do you think you’ve spent staring at the walls inside your home this last year? How many hours did you spend online or on Pinterest trying to find ways to spruce up your home or find new ways to entertain your family? A Home Equity Line of Credit (HELOC) is the perfect way to turn those daydreams into a reality! Check out some of the ways you can unlock your home’s hidden potential with a HELOC. Increase the Value of Your Home With all the time you’ve spent inside since the beginning of COVID-19, we don’t doubt that you’ve brainstormed ways to improve your home. But, you’ll want to be strategic about those updates. Get your home appraised, do your research and then invest in home updates that will increase the value of your home. HELOCs are a great way to pay for these updates and selling your home at an increased value will help you pay off debt faster and earn extra for a new home down payment! Create New Summer Traditions with
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Recent Blog Posts

  • Unlock Your Home’s Hidden Potential with a HELOC

    June 16, 2021

    Categories: Budget, Mortgages, Personal Finances, Saving

    How many hours do you think you’ve spent staring at the walls inside your home this last year? How many hours did you spend online or on Pinterest trying to find ways to spruce up your home or find new ways to entertain your family? A Home Equity Line of Credit (HELOC) is the perfect way to turn those daydreams into a reality! Check out some of the ways you can unlock your home’s hidden potential with a HELOC.

    Increase the Value of Your...

    Learn More

  • 4 Steps to Home Buying

    May 19, 2021

    Categories: Budget, Mortgages, Personal Finances, Saving

    Whether you’ve been looking for a while or have just decided to begin the hunt, buying a home is an exciting adventure! But do you know some of the things you should be doing before stumbling upon your dream home? We’re here to explain our top four steps to home buying so you can enjoy the journey. 

    Know How Much You Can Afford 

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  • Spring Clean Your Finances

    May 5, 2021

    Categories: Budget, General, Personal Finances, Saving, Seasonal

    It’s Spring! With the new season comes a new energy and attitude which we want to take full advantage of! Over the last year and this winter, it’s been easy to get into a financial rut or overspend on subscriptions which is why it's time to purge your finances. Keep reading to see our top tips to help you spring clean your finances! 

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  • 5 Fun Home Fitness Routines

    April 21, 2021

    Categories: General

    Here’s a tip: a healthy lifestyle means a healthy bank account! Individuals who take care of their physical health typically pay less in medical bills and prescriptions for preventative health issues. The sooner you start a home fitness routine, the sooner your bank account will thank you! Here are five fun home fitness routines to consider and the financial pros and cons of each.

    1. Indoor cycling is a great exercise to do from home with a stationary bike. Since...

    Learn More

  • How Life Events Can Affect Your Mortgage

    April 12, 2021

    Categories: Budget, Family, General, Mortgages, Personal Finances, Saving

    If you have a mortgage, you’ve committed to making a house into a home and settling in for at least the next few years – if not decades. You’re going to live a lot of life in that home! Did you know that different life events can affect your home loan? Peoples Bank of Kankakee County is here to help you understand how life events can affect your mortgage.

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  • 5 Reasons You Should Utilize Online & Mobile Banking

    March 24, 2021

    Categories: Budget, General, Personal Finances, Saving

    Besides the obvious positive of having constant access to your bank account on your very own device, online and mobile banking bring other benefits to the table. If you haven’t enrolled in online banking or downloaded our mobile app yet, keep reading to find out why you should. 

    1. Deposit Checks Anywhere 

    Save yourself a trip by depositing your...

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  • How to Separate Your Financial Wants VS Needs

    March 10, 2021

    Categories: Budget, Personal Finances, Saving

    Creating a basic monthly budget is simple, but breaking it down into categories and deciding what you should and shouldn’t spend money on can get tricky. That’s where the idea of wants vs needs comes into play, and it’s one of the most important steps in budgeting. Struggling to figure out what the difference is? We’ll explain! 

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  • 5 Common Money Temptations & How to Avoid Them

    February 25, 2021

    Categories: Budget, Personal Finances, Saving

    We all make mistakes and experiencing financial hiccups is a normal part of life. With each month comes new financial temptations that can be difficult to turn from. The good news is you can learn from others’ mistakes to avoid making them yourself! Keep reading to learn some common money temptations most people run into as well as how you can avoid giving into them. 

    Temptation #1: Spending Unexpected...

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  • How to Protect Your Social Media Accounts

    February 18, 2021

    Categories: Cybersecurity, General

    Social media is growing and expanding each day, with nearly 3 billion people on Facebook and over 2 billion on YouTube. Platforms like these along with Instagram, Twitter, Snapchat and more require usernames and passwords, but there’s always the unfortunate chance that your account is compromised. We’re here to provide you with a few simple things you can do to protect your social media accounts. 


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  • Financial Literacy 101: Teen Edition

    January 18, 2021

    Categories: Budget, Family, Saving

    If you have a teenager who doesn’t quite understand how important good financial habits are, it’s time to teach them! Giving your child the building blocks on saving, budgeting and understanding debt will help make them into responsible adults. Here’s some financial literacy 101 for your teenager. 

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    Explaining the different types of bank accounts to your child is crucial....

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