Graduation Is Coming - Have You Been Saving?

It’s never too early to save for college. Some parents start college funds even before their kids are born. If you have yet to jump on the savings train, it’s not too late to get serious about saving while in high school. The average cost of in-state tuition is around $10,000. Every dollar that you can save now will make a difference in the long run. 

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We’ve probably all heard about a home equity line of credit. But what is it really and how can we use it? In today’s blog, Peoples Bank of Kankakee will talk you through what a HELOC is, what it can be used for and a few other top pieces of information you’ll want to know!

A home equity line of credit, or HELOC, is a loan in which the lender agrees to lend a maximum amount within...

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Too many Americans have poor money habits. Do you resonate with this in the way you spend and think about money? Perhaps you were never taught financial literacy in school like many others. However, there’s no time better than the present to start learning and why not learn it from the experts at Peoples Bank of Kankakee? These are tried and true ways to say goodbye to bad money habits. 

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The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start. 

Every budget should begin...

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Online shopping and in-store deals will bring everyone out this holiday season. This also means that with the shoppers come criminals. Identity theft is on the rise with all the different ways information can be stolen. Peoples Bank of Kankakee wanted to offer these top tips this season to help you keep your identity safe and secure.

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Even if you don’t want to admit it, you’re an adult. Some parts of adulthood are fun and exciting, while others are not. Part of being an adult is to become financially independent and embrace some of the less adventurous tasks. We’re here today to help give you four simple ways you can make adulting less difficult when it comes to finances. 

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It finally happened - you had to spend your emergency fund. The good news is you had a fund, but the bad news is you spent it. Where do you go from here and how do you rebuild what you had? We wanted to offer some insight on ways you can begin to rebuild your emergency fund for the next rainy day.

That gym membership and extra show subscription will have to...

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Happy fall, ya’ll! We’re excited to share some fun recipes to spice up your menu for the season. Cooking can become repetitive if you don’t throw in new recipes now and then, so enjoy our following favorites and eat up!

This treat will make you feel warm and cozy all season long! Breakfast or dinner – either time is great for eating these pancakes.