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Savings Resolutions to Kickstart the New Year

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Savings Resolutions to Kickstart the New Year

Posted On: January 11, 2021 by Peoples Bank of Kankakee County in: Budget, Personal Finances, Saving, Seasonal

2020 brought a lot for us to handle, so we’re hoping 2021 will be the best year yet! Now is the time to start thinking about the changes you want to make with yourself and your habits this year. That’s why Peoples Bank of Kankakee County wants to offer our favorite savings resolutions to kickstart the new year.  Improve Your Credit Score  Improving your credit score will allow for a higher credit limit, better rates on loans and so much more! To do this, work on creating a plan to pay off any current debt on your card. Think of what you can afford to pay off each month until you’re at $0 – while also factoring in any other expenses that will be put on the card while you’re paying it off. Once you’ve done this, be sure to set reminders on your phone or app to know when to pay at least the minimum balance on time. Paying late harms your score. Lastly, if you already have one or more credit cards, don’t open
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