Personal Finances

FDIC insurance is a significant benefit for all depositors that have funds at an FDIC-insured bank, such as Peoples Bank. The FDIC, which stands for Federal Deposit Insurance Corporation, is an independent agency of the United States government. Its purpose is to protect depositors of insured United States banks in the unlikely event of a bank failure.  Since the FDIC began operation in 1934, no depositor has ever lost...
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Online bill pay lets you send money directly from your bank account to those you owe using your computer or smartphone.  Simply log into your Peoples Bank account online, accept the terms of use, and you’re ready to go.  Here is why you should use this great service: 

Instead...
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It’s no secret food prices have risen lately. Since food is at the top of the list for basic human needs, we’re all interested in combating these rising costs this winter. Keep reading for some helpful tips. 

Dining out is an extremely expensive option, especially if you already budget for a full list of groceries. If you think about it, many meals you purchase out...
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You could hide your money under a mattress and pay cash for everything.  But that’s not a wise decision. Today, most of us find a checking account to be a safer alternative.   

A checking account is a type of deposit account that allows you to easily move money from one place to another. It makes everyday...
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Once upon a time, phones were simply used to call people. Today you can do just about everything using the convenience of your phone. Now, with the help of Peoples Bank, you can pay with it. Have you added your Peoples Bank debit card to your smartphone’s mobile wallet? 

A mobile wallet is a software application that allows you to hold many of the same things you would keep in...
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A home equity line of credit (HELOC) is a great way to fund large expenses using the equity you have built up in your home. What is a HELOC you may ask? Keep reading as we outline what it is and the benefits of having one set up. Let’s get started! 

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We’ve all heard that a good credit score is important. But what is it and why is it so important? Take a few minutes to increase your knowledge and understand what it takes to build a good credit score.   

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If your New Year's resolution was to take control of your finances, you’re in the right place. We’re here to give you some ideas on how to make 2022 your best financial year yet. All it takes is some time, discipline and lots of motivation! 

Begin by determining exactly how much money (after taxes and deductions) you have coming in each month. If your monthly...
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It may seem like a lifetime away, but retirement has a way of sneaking up on all of us. Something to remember when it comes to retirement is that the earlier you start saving, the better. Plus, you’re never too young to invest in your future. Here are some helpful strategies you can implement to set yourself up for a successful retirement. 

The first step in creating...
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