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Make 2022 Your Best Financial Year Yet
February 1, 2022
Categories: Budget, Personal Finances, Saving
If your New Year's resolution was to take control of your finances, you’re in the right place. We’re here to give you some ideas on how to make 2022 your best financial year yet. All it takes is some time, discipline and lots of motivation!
1. Figure out your monthly income.Begin by determining exactly how much money (after taxes and deductions) you have coming in each month. If your monthly...
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A Beginner’s Guide to Saving for Retirement
January 20, 2022
Categories: Budget, Personal Finances, Retirement, Saving
It may seem like a lifetime away, but retirement has a way of sneaking up on all of us. Something to remember when it comes to retirement is that the earlier you start saving, the better. Plus, you’re never too young to invest in your future. Here are some helpful strategies you can implement to set yourself up for a successful retirement.
1. Rid Yourself of DebtThe first step in creating...
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Big Life Purchases You’ll Need to Save For
November 12, 2021
Categories: Personal Finances, Saving
No matter what stage of life you’re at, there are big purchases on the horizon that are important to prepare for. The key to these not becoming big stressors is to start saving as soon as possible so you’re prepared when the time comes. Here are seven big life purchases you should start preparing and saving for today:
Tuition (Yours And/or Your Child’s)Learn More -
Financial Planning 101
September 14, 2021
Categories: Budget, Personal Finances, Saving
Nerdwallet states, “A financial plan is a comprehensive picture of your current finances, your financial goals and any strategies you've set to achieve those goals. Good financial planning should include details about your cash flow, savings, debt, investments, insurance and any other elements of your financial life.” But where do you start? We’re here to help give you the basics of financial planning...
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6 Things You Can Cut to Save Money
August 16, 2021
Categories: Budget, Personal Finances, Saving
Our main goal is to provide you tips to help you achieve financial success. Finding ways to save more and cut costs can be difficult when many things feel essential. Peoples Bank of Kankakee County is here to offer our advice on certain things you can cut to save money!
Limit SubscriptionsIf you have Hulu, Netflix, HBO and Amazon Prime – you probably don’t need all of them...
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Building a Good Credit Score from Scratch
August 2, 2021
Categories: Budget, Personal Finances, Saving
The elusive credit score... you know it’s important, but what actually is it and how does it affect you? We’re here to explain how you can build a good credit score from scratch!
Become an Authorized UserBefore you open your own credit card, becoming an authorized user on a family member’s card is a great place to start! As an authorized user,...
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P2P 101: Beginner’s Guide to Peer-to-Peer Payment Apps
July 19, 2021
Categories: Budget, General, Personal Finances, Saving
A growing trend for today’s casual marketplace, Peer-to-Peer(P2P) Payment Apps make sending funds from one person to another quick and easy. However, there are pros and cons to consider and potential fees that many are unaware of. Your trusted experts at Peoples Bank of Kankakee County are here to help you choose from these three safe options in P2P apps.
ZelleThis P2P app allows users to send money...
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5 Adventures to Have in Your Own Backyard
July 5, 2021
Categories: Budget, General, Mortgages, Personal Finances, Saving
Summer is in full swing and the whole family is gearing up for the adventures that this this time of year has to offer. So round up your family and friends and let’s get out there!
Adventure 1 – Get out on the water!All within driving distance, you can head to Kankakee River, Lake Shelbyville and Clinton Lake. So why not buy a boat, grab the life jackets and make memories that last right...
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Pack Your Bank in Your Back Pocket on Summer Vacation
June 28, 2021
Categories: Cybersecurity, General, Personal Finances, Saving
It’s the season for vacations and we actually get to leave our homes! This year, we can do more than change our Zoom background to a sunset on the beach, and Peoples Bank of Kankakee is here to help you and your family make memories to last a lifetime. Before you hop on a plane or pack the car, learn about different digital banking services that will make your vacation a breeze.
Online Bill Pay
There’s no need to stress about paying your bills on vacation. Rather...
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Unlock Your Home’s Hidden Potential with a HELOC
June 16, 2021
Categories: Budget, Mortgages, Personal Finances, Saving
How many hours do you think you’ve spent staring at the walls inside your home this last year? How many hours did you spend online or on Pinterest trying to find ways to spruce up your home or find new ways to entertain your family? A Home Equity Line of Credit (HELOC) is the perfect way to turn those daydreams into a reality! Check out some of the ways you can unlock your home’s hidden potential with a HELOC.
Increase the Value of Your...
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