Budget

Oh baby! Although they are small, babies can take up a significant amount of your budget. Many first time parents experience sticker shock with the numbers they see as they walk through the baby section at their favorite stores. Thankfully, there are ways to make these expenses easier to manage so you can focus on the excitement of the little one without the pain associated with the rising costs.

Because...
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Being busy doesn’t mean you have to abandon your budget. Thanks to technology, there are endless ways to enhance your savings techniques. Peoples Bank of Kankakee compiled a list of the latest and greatest budgeting apps of 2019!

Mint is a well-known app, and it’s free! The app automatically updates and categorizes transactions, creating a picture of spending in real time. This budget tracker...
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Raising your credit score can seem like a daunting task, or you may not really care what your score is. However, a credit score affects more than you may realize, which is why we find it important to share our knowledge. Develop consistently strong credit habits with these secret keys of advice from Peoples Bank of Kankakee.

Debt comes in all different...
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Buying a home may be a common practice for the average American, but it is not a simple one. This is especially true if you are new to the game and have yet to learn the ins and outs of the process. No need to worry, we have plenty of experience from our years in the home buying business and are willing to share the best-kept secrets on the market!

If buying a new home seems far into your...
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It’s finally house hunting season and you could not be more excited to get the ball rolling on your big purchase! Before you hit the road or the search bar, take these 7 tips into consideration.

Before signing the papers or falling in love with the first home you see be realistic about what is in your budget. We recommend spending no more than 25 percent of your monthly income on...
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It was a cold winter and it isn’t quite the scorching days of summer. It’s a beloved time of year for many. But did you realize that you may be spending more than necessary on energy bills this season? Here are eight tried and true ways to save this spring!

Ceiling fans are the coolest way to get your home to a comfortable temperature. If you have fans that are...
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If you’re looking to buy a house, having a larger down payment will offer you a lot less financial stress in the long run. However, in order to put a larger sum of money down, you will need to take the right steps to save. Follow these 5 steps and you will be on your way to being a first-time home owner!

Step 1: Figure out how much you will need to save - If possible, secure a number or range on the amount you can responsibly spend on a house. You can plan to sit...
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Congratulations! You’ve taken a big step in your financial future by purchasing your first home. As a new homeowner, you may be worried about the chunk of change you just spent, and your bank account may be looking a little slim right now. Luckily, Peoples Bank of Kankakee is here with a few simple saving solutions to help your funds increase.

As you have just made a big dent in...
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Is four years old too early to be learning money management? We don’t believe so! There are many American adults who still struggle with understanding their own finances and keeping a budget. By starting their education early on, you will build their confidence and familiarity with money in order to build a stable foundation for the future. The question is, how do you make it engaging for preschoolers? Here are our 6 favorite money themed activities for your youngsters!