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Guide to Mortgage Pre-Approval: Your Key to Homebuying Success
March 8, 2024
Categories: Budget, Home, Mortgages, Personal Finances, Saving
Embarking on the journey to homeownership is an exciting milestone, but navigating the mortgage process can feel overwhelming without proper guidance. At Peoples Bank, we understand the importance of making informed decisions when it comes to purchasing a home. That's why we're here to simplify the mortgage pre-approval process and equip you with the knowledge and tools you need to achieve your homeownership goals.
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How Much Can You Afford to Spend on a New Home?
February 19, 2024
Embarking on the exciting journey of purchasing a new home is a significant life milestone, but it comes with the crucial question: How much can you truly afford? Peoples Bank understands the importance of making informed financial decisions, especially when it comes to such a substantial investment. In this blog post, we'll guide you through the essential considerations to help you determine a realistic budget for your new home, ensuring that your dream home aligns harmoniously...
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How to Budget Rising Food Prices
January 10, 2023
Categories: Budget, Home, Personal Finances, Saving
It’s no secret food prices have risen lately. Since food is at the top of the list for basic human needs, we’re all interested in combating these rising costs this winter. Keep reading for some helpful tips.
1. Eat Out LessDining out is an extremely expensive option, especially if you already budget for a full list of groceries. If you think about it, many meals you purchase out...
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Creative Summer Activities to Crush Kids’ Boredom
July 12, 2022
Summer is here and we love summer vacation. But that means it is time to entertain our kids all day long. Here are some unique activities to chase the boredom blues away and keep the kids off the couch.
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How To Start and Manage a Checking Account in College
June 7, 2022
Are you college bound and wondering how you will manage your finances when you are out on your own? This blog is for you! Peoples Bank has made opening and managing your checking account easy.
Where to BeginHow to Save When Booking Summer Vacation
April 5, 2022
Categories: Budget, Family, Saving, Seasonal
Summer may be a few months away but planning early will ensure a relaxing and affordable experience. Start your planning process now and use these tips to make your summer vacation seamless and inexpensive.
Book Airline Tickets Well in AdvanceAdvanced planning is key for a successful, budget friendly vacation. Decide where and when you would like to travel. Consider looking for attractive...
Learn MoreHow To Talk To Your Kids About Money
March 9, 2022
Categories: Budget, Family, Saving
Teaching children to be financially responsible can be a lot of work. Often times, schools don’t address topics like money, credit and interest until middle school or high school. Helping young kids cope with challenges like setting spending limits and impulse control can help them early on get smart about spending.
Talk About Money YoungMake 2022 Your Best Financial Year Yet
February 1, 2022
Categories: Budget, Personal Finances, Saving
If your New Year's resolution was to take control of your finances, you’re in the right place. We’re here to give you some ideas on how to make 2022 your best financial year yet. All it takes is some time, discipline and lots of motivation!
1. Figure out your monthly income.Begin by determining exactly how much money (after taxes and deductions) you have coming in each month. If your monthly...
Learn MoreA Beginner’s Guide to Saving for Retirement
January 20, 2022
Categories: Budget, Personal Finances, Retirement, Saving
It may seem like a lifetime away, but retirement has a way of sneaking up on all of us. Something to remember when it comes to retirement is that the earlier you start saving, the better. Plus, you’re never too young to invest in your future. Here are some helpful strategies you can implement to set yourself up for a successful retirement.
1. Rid Yourself of DebtThe first step in creating...
Learn MoreYour Guide to an Inexpensive Holiday Season
October 24, 2021
Categories: Budget, Saving, Seasonal
The holidays are quickly approaching, which means it’s time for the fun, but sometimes expensive, process of Christmas shopping. By incorporating some of these habits and ideas into your holiday traditions, you can make this holiday season and the ones to come much more affordable than normal.
Have a Family Potluck