Mortgages

Spring is one of the most popular times of the year to consider Buying a Home This Season. The weather is warming up, the market is bustling with new listings, and families are eager to settle in before summer. If you're thinking about purchasing a home this season, now is the time to start preparing. At Peoples Bank, we’re here to help guide you through the mortgage process so you can make confident decisions on your journey to homeownership.

Spring and summer are some of the busiest times of the year for the housing market. With warmer weather, longer days, and more homes hitting the market, it’s the perfect time to start your home ownership journey. Whether you’re a first-time homebuyer or looking to upgrade, preparing early can make all the difference in securing your dream home with the right mortgage.

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As 2025 sets in, many people are setting their sights on achieving the dream of homeownership! Whether you're about to buy a home or planning to upgrade your current living situation, purchasing a home is an exciting milestone—but it requires careful preparation. Peoples Bank is here to support you every step of the way, offering personalized guidance, competitive mortgage options, and tools to make your journey to homeownership smooth and successful.

The housing market is always evolving, and 2025 is shaping up to be an exciting year for prospective homebuyers! Whether you're a first-time buyer or planning to upgrade, preparation is key to making a smart investment. 

Here's how to get ready to buy your dream home in the coming year.

1. Understand the Current Housing Market

The real estate market fluctuates based...
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As the crisp air and cozy evenings of winter approach, many potential homebuyers start to wonder if this is the right time to make a move. While summer may be the traditional home-buying season, winter offers unique advantages that can make it an ideal time to purchase your dream home. At Peoples Bank, we're here to help you navigate the winter real estate market with confidence. Here’s how to make the most of this season and how our mortgage services can support you through...
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At Peoples Bank, we believe that understanding interest rates is crucial for making informed financial decisions. Whether you’re taking out a loan, opening a savings account, or investing in a new venture, the rates you encounter can significantly impact your financial health. 

Let’s decode the language of interest rates and show you how they affect your financial journey!

Simply...
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Missed Out on Buying a Home This Summer? Don’t Worry—Fall Could Be the Perfect Time to Buy!

If you didn’t find your dream home during the busy summer months, there’s no need to stress. Fall offers unique advantages for homebuyers that can make it a great time to find the right property. 

Here’s why the fall season could be your perfect opportunity—and how Peoples Bank can help you along the way!

When purchasing a home, you want to ensure that the property is not only worth the price you're paying but also free from any major issues that could turn your dream home into a nightmare.

To protect your investment, it's essential to understand the roles of both a home inspection and an appraisal, and why having both can offer you peace of mind as you move forward with one of the most significant purchases of your life.

Navigating the process of buying a home in a competitive market can be challenging, but with the right strategies, you can secure your dream home. 

Here are some tips to help you succeed:

One of the most critical steps in buying a home in a competitive market is to get pre-approved for a mortgage. This shows sellers that you are a serious buyer and have the financial backing to make an offer. Peoples Bank...
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Exciting news for aspiring homebuyers! In 2024, there's a golden opportunity to unlock financial assistance for purchasing your dream home. With programs like Very Low Income Purchase (VLIP) and Downpayment Plus®, eligible buyers could access up to $12,500 in assistance. Let's explore how these programs can make homeownership more achievable for you.

$2,500 down payment...
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