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  • Preferred Branch

    Kankakee, IL

    (815) 936-7600

    Your Preferred Branch

    Kankakee Downtown Office

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    333 E. Court Street
    Kankee, IL 60901

    Phone: (815) 936-7600
    Fax: (815) 932-5009

    Lobby Hours
    Mon - Fri 8:00am - 5:00pm
    Sat 8:00am - 12:00pm

    Drive Through Hours
    Mon - Fri 8:00am - 6:00pm
    Sat 8:00am - 12:00pm

    View Driving Directions

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    • Bourbonnais Office
      315 Main NW - Bourbonnais

    • Kankakee Downtown Office
      333 E. Court Street - Kankakee

    • Manteno Office
      68 N. Oak Street - Manteno

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Deposit Rates

Home Rates

The Latest Rates for Checking, Savings, Money Markets and More

Rewards Checking & Rewards Saver

Account NameMinimum Balance to Open AccountMinimum Balance to Obtain APYBalance FromBalance ToRate1APY1Monthly Qualifications2
Rewards Checking$100.00$0.01$0.01$15,000.001.01%1.01%met
$15,000.00and above0.15%range of 1.01% - 0.26% depending on the balancemet
$0.01and above0.10%0.10%not met
Rewards Saver$100.00$0.01$0.01and above0.35%0.35%met
0.10%0.10%not met

 


Checking

Account NameMinimum Balance to Open AccountMinimum Balance to Obtain APYBalance FromBalance ToRate1APY1
Prestige$100.00$300.00$300.00$9,999.990.05%0.05%
$10,000.00$19,999.990.10%0.10%
$20,000.00$49,999.990.10%0.10%
$50,000.00and above0.15%0.15%
Commercial Checking with Interest$250.00$0.01$0.01and above0.05%0.05%
earnings credit 0.80%

 


Savings

Account NameMinimum Balance to Open AccountMinimum Balance to Obtain APYBalance FromBalance ToRate1APY1
Savings Account$100.00$300.00$300.00and above0.10%0.10%
Health Savings Account (HSA)$1.00$300.00$300.00$9,999.990.20%0.20%
$10,000.00and above0.45%0.45%
Money Market$2,500.00$0.01$0.01$9,999.990.15%0.15%
$10,000.00$24,999.990.15%0.15%
$25,000.00$49,999.990.25%0.25%
$50,000.00and above0.35%0.35%

 


Certificates of Deposit and IRAs

Account NameMinimum Balance to Open AccountMinimum Balance to Obtain APYBalance FromBalance ToRate1APY1
13 Month CD Special³$10,000.00$10,000.00$10,000.00and above1.98%2.00%
18 Month Flex CD⁴$1,000.00$1,000.00$1,000.00and above1.50%1.51%
36 Month Rising CD⁵$1,000.00$1,000.00$1,000.00and above1st year 1.40%blended APY 1.72%
2nd year 1.70%
3rd year 2.00%
6 Month CD & IRA³

$5,000.00

$3,000.00 for IRA

$5,000.00

$3,000.00 for IRA

$5,000.00$24,999.990.25%0.25%
$25,000.00$49,999.990.35%0.35%
$50,000.00and above0.50%0.50%
12 Month CD & IRA³

$5,000.00

$3,000.00 for IRA

$5,000.00

$3,000.00 for IRA

$5,000.00$24,999.990.65%0.65%
$25,000.00$49,999.990.75%0.75%
$50,000.00and above0.85%0.85%
24 Month CD & IRA³

$5,000.00

$3,000.00 for IRA

$5,000.00

$3,000.00 for IRA

$5,000.00$24,999.990.75%0.75%
$25,000.00$49,999.991.00%1.00%
$50,000.00and above1.25%1.25%
36 Month CD & IRA³

$5,000.00

$3,000.00 for IRA

$5,000.00

$3,000.00 for IRA

$5,000.00$24,999.990.85%0.85%
$25,000.00$49,999.991.10%1.10%
$50,000.00and above1.35%1.35%
48 Month CD & IRA³

$5,000.00

$3,000.00 for IRA

$5,000.00

$3,000.00 for IRA

$5,000.00$24,999.991.00%1.00%
$25,000.00$49,999.991.25%1.25%
$50,000.00and above1.50%1.50%

 


Variable Rate IRA

Account NameMinimum Balance to Open AccountMinimum Balance to Obtain APYBalance FromBalance ToRate1APY1
18 Month Variable Rate IRA⁶$250.00$250.00$250.00and above0.50%0.50%

All rates quoted are valid as of 08/13/2019 unless otherwise noted.

The interest rate and the Annual Percentage Yield (APY) are subject to change at the Bank's discretion, at any time without limitation. APY assumes monthly compounding on personal and business checking, money market accounts, HSA accounts; and quarterly compounding on Savings account. 

The Monthly qualification cycle requirements: 1 automatic payment or direct deposit and 12 debit card purchases must post and settle to Rewards Checking and must be enrolled and agree to receive eStatements. 

3 APY assumes quarterly compounding and that interest will remain on deposit until maturity. A withdrawal will reduce earnings. Penalties may be imposed for early withdrawal.

4 APY assumes quarterly compounding and that interest will remain on deposit until maturity. A withdrawal will reduce earnings. Penalty may be imposed for early withdrawal if made within the first seven days after account opening. You may close out the CD or make withdrawals in increments of $1,000 without penalty, after the account has been open for 8 days.

5 APY assumes quarterly compounding and that interest will remain on deposit until maturity. A withdrawal will reduce earnings. Penalty may be imposed for early withdrawal. You may close out the CD or make a withdrawal without penalty on the anniversary date and within 10 days thereafter.

6 The interest rate and APY are subject to change at the Bank's discretion, at any time without limitation. APY assumes quarterly compounding and that interest will remain on deposit until maturity. A withdrawal will reduce earnings. Penalty may be imposed for early withdrawal. You may make additional contributions to your IRA as is allowable by IRS contribution limits.

For municipalities and other public funds please call for a rate quote.