For customers age 50 and older
Prestige Checking offers an exclusive combination of traditional benefits, such as tiered interest, free specialty checks and paper statements mailed to your home – with outstanding convenience such as online and mobile access to your money, anytime you need it. Open your Prestige Checking account today, and take advantage of all the special perks and money saving benefits.
Benefits of Prestige Checking
- Tiered interest for maximized earnings
- No monthly service charge with balances of $100.00 or more balance
- Free Specialty Checks
- Free paper statement mailed to you each month
- Free Cashier's Checks and Money Orders (5/month)
- Free Photocopies (10/month)
- $5 Annual Discount on Safe Deposit Box
- Free Debit Card
- Free Online Banking with Bill Pay
- Free Mobile Banking with Text Alerts
- Free Telebanker
- Free 35 checks/teller withdrawals per month
- Minimum to open account is $100.00
See Rate Sheet for current Annual Percentage Yield (APY).
A daily minimum collected balance of $300.00 is required to obtain the disclosed APY. We use the daily collected balance method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded and credited to your account every month on the last day of the current Statement Cycle, as assumed by the APY disclosed above. Interest begins to accrue no later than when we receive credit on non-cash items (for example, checks). The interest rate and annual percentage yield (APY) may change at any time.
A recurring monthly service charge of $10.00 will be assessed each month if the average daily collected balance falls below $100.00. The following charges may occur each statement cycle: $0.30 charge for each check or teller withdrawal in excess of 35 if the average daily balance falls below $4,000.00. Fees may reduce earnings.
Check images will be mailed to you for this account, unless you choose to enroll in eStatements.
Your mobile carrier's message and data rates may apply.
An account that is closed within 6 months of the opening date will be charged a fee of $20.