Smart Business Tools

Let Us Help You Run Your Business More Efficiently

Business Online Banking allows you to:

• View account details 24/7 for deposit accounts and loans
• Pay employees or vendors by making either a one-time payment, or setting up recurring payments
• Transfer money between your accounts at Peoples Bank
• Make your Peoples Bank loan payment
• Opt-in to text and email Alerts so you can be notified of account activity
• Initiate stop payments
• Originate ACH's
• Initiate domestic wire transfers
• Utilize remote deposit
• Prevent fraud with Positive Pay

Business Bill Pay

Bill pay allows you to pay employees or vendors easily and securely.  You can schedule one-time or recurring payments and link your invoice and credit memo information with your payments.

Mobile App & Mobile Deposit

The Peoples Bank business mobile app is available for all your business needs.  In order to begin the mobile deposit enrollment process, complete the form below.  

Remote Deposit

Remote Deposit allows you to make deposits right from your office. It's a simple, one-step solution, saving you time and a trip to the bank. 

Positive Pay

Positive Pay is a cash management feature that helps you detect, identify, and actively prevent check fraud.  Here's how it works:

1. Send us your secure online data file of all checks written for your business.  We verify the checks presented including payee, check number and dollar amount.
2. Any items that do not match the file are halted until you can review and approve them.
3. This ensures that no fraudulent checks are paid and keeps your account secure.

Merchant Services

With Peoples Bank's merchant services, we make credit card processing more profitable for you.  Our expertise and exceptional customer service uniquely positions us to meet your needs.  Contact us at 815-936-7600 and we will come to your business to set this service up for you.  

ACH Services

ACH Origination offers the following features and benefits:

• Lowers the costs of processing, storing and reconciling manual checks.
• Automates your collection process and eliminates the administrative time and expense normally associated with processing paper-based receivables.
• Reduces payroll costs and employee time. Employees automatically receive any credit to their accounts, and no longer need to go to a bank to deposit checks.
• Lessens exposure to check fraud. With no checks to steal or lose, there is no need to stop payments or reissue checks.
• Improves customer satisfaction by allowing you to accept more payment options.
• Provides an audit trail of payments, and more accurate cash flow forecasting.

ACH Credit origination services can be used for:

• Payroll direct deposit, which electronically credits an employee’s checking or savings account.
• Quickly and easily making federal and state tax payments.
• Replacing paper checks issued to vendors with electronic payments, which can reduce administrative expenses and potential fraud.

ACH Debit origination services can be used for:

• Automating your collection process, making it quick and easy.
• Enhancing your credit management process with accurate payments from your customers.
• Ensuring timely receipt of payments, so you can improve your ability to forecast cash flow.