Skip to Content

Mortgage Hero

Home Personal Borrowing Mortgage Hero

Helping You Purchase Your Dream Home

Visit Mortgage Center To See Today's Rates & Apply


Mortgage Hero

It's so easy to apply in person, by phone, or online  - just Tap, Apply, Get Mortgage


Conventional Home Loans

  • Fixed Rate Mortgage: Lock in a fixed interest rate and payment for the life of the loan
  • Adjustable Rate Mortgage: Your interest rate is fixed for a certain period and then can change based on the market. This is a good option if you’re expecting an increase in cash flow or plan to move to a new home within 10 years

FHA/VA Loans

Peoples Bank FHA loans offer help to overcome two of the traditional barriers to buying a home:

  • Help is available for individuals with lower credit scores
  • Help is available for those that need reduced down payment requirements

Peoples Bank VA loans require zero down payment and are available to veterans, service members, and select military spouses

Downpayment Plus® Program*

Up to $10,000 may be available to eligible homebuyers to use towards down payment and closing costs.  Call Mimi Barnes (NMLS #445097) or Darby Sweeney (NMLS #767646) at 815-936-7600 for more information or to see if you qualify.  You may click here for our Downpayment Plus® Program brochure.

*Downpayment Plus is a program from the Federal Home Loan Bank of Chicago. Restrictions apply.  Please see the Federal Home Loan Bank of Chicago's website at for complete requirements.   “Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago