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Tru CashBack Checking


CashBack Checking pays you back with more of what you really want -- cold, hard cash! How does it work? Enjoy 2.5% cash back* on your debit card purchases each month, up to $7.50. You'll also earn refunds on your ATM fees* nationwide -- all for conducting the same simple banking activities that you probably already do. The best part? You'll never pay monthly service fees in this amazing account. It's easy to get CashBack!

Open your CashBack Checking account today and see how easy it is to have a checking account that pays you back!


  • Earn 2.5% cash back on debit card purchases*
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $7.50 cash back per month
  • ATM fee refunds nationwide (up to $25)*
  • No minimum balance to earn rewards
  • Free Debit Card
  • Free eStatements
  • Free Mobile App & Text Alerts*
  • Free Online Banking with Bill Pay
  • Only $100 minimum deposit to open
Easy Qualifications

To earn your rewards, simply do the following activities and transactions in your CashBack Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one (1) automatic payment (ACH) or direct deposit post and settle
  • Enroll in and agree to receive eStatements

It's that easy! And even if you don't meet the qualifications one month, you can get back to earning your rewards the very next month.

Call a Personal Banker at 815-936-7600 for help in getting your CashBack Checking account started today!

* A $100 deposit is required to open this account. No minimum balance is required to obtain the account's rewards. When qualifications are met during the Monthly Qualification Cycle, you receive 2.5% cash back on up to a total of $300.00 of debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $7.50 per Monthly Qualification Cycle. In addition, account will receive reimbursements up to $25 (up to $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transactions and activities may take one or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card transactions processed by merchants and received by Peoples Bank as ATM transactions. Monthly qualification cycle is a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current Statement Cycle. The Statement Cycle begins on the second business day of the month and ends on the first business day of the following month. There is a limit of 1 account per social security number. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Enrollment in electronic services (e.g. online banking, electronic statements) will be required to meet some of this account's qualifications. Rates and rewards may change after account is opened. Fees may reduce earnings. An account that is closed within 6 months of the opening date will be charged a fee of $20.00. *Your mobile carrier's message and data rates may apply.