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15 Year Fixed

Home 15 Year Fixed

The information provided assumes the purpose of the loan is to refinance the existing mortgage, with a loan amount of $100,000 and an estimated property value of $135,000. The property is located in Kankakee, IL and is within Kankakee county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 740.

At a 4.680% interest rate, the APR for this loan type is 4.780%. The monthly payment schedule would be:

  • 179 payments of $774.22 at an interest rate of 4.680%
  • 1 payment of $775.05 at an interest rate of 4.680%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

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