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Essential Packing Tips for Your Epic Road Trip

Home Blog Essential Packing Tips for Your Epic Road Trip

Posted On: August 22, 2023 by Peoples Bank of Kankakee County in: Family

Essential Packing Tips for Your Epic Road Trip

As you embark on your next road trip, proper packing is an essential step in making your adventure a great one. Here’s the ultimate guide to getting you prepped for an unforgettable trip! 

  1. The Snacks  

Once you have the proper cooler for a variety of snacks, let’s dive into the goodies. Think beyond typical chips and candy and get creative. The best blend is fresh, sweet, and savory!  

Here are some ideas to consider and delegate amongst your fellow road trippers:  

  • Sweet Delight Medley: Gather all your beloved candies and create a delightful blend by mixing them together. Whether you choose to store it in a Tupperware container or portion it out into convenient zip-lock baggies, this candy concoction will surely bring a burst of joy to your road trip snacking. 

  • Trail Mix: Whether you opt to purchase it pre-made or customize it to your liking, this delectable combination of sweet and savory treats is a road trip essential that will keep you satisfied throughout the entire journey. 

  • Fruit Mix: Select several different fruits and give them a delightful chop. When you're longing for a sweet and revitalizing treat, having some fresh fruit at your disposal is a healthy choice that will hit the spot. 

  • Sliders in a Bag: When hunger strikes and you crave a heartier snack, opt for a bag of Hawaiian rolls to swiftly assemble a batch of sandwiches. Keep the rolls connected and slice them into a single large top and bottom bun. Load them up with your preferred fillings, and when it's time to satisfy your appetite, simply pull apart a sandwich and enjoy. 

  1. The Beverage 

When it comes to packing beverages for a road trip, it's important to consider both hydration and enjoyment. Make sure to bring an assortment of refreshing drinks to keep everyone quenched along the journey.  

  • Water is a must have for staying hydrated, but don't forget to add some variety with flavored water or infused water for some freshness.  

  • For a caffeinated pick-me-up, pack your favorite energy drinks or a thermos of coffee. If you prefer something fizzy, stock up on sparkling water or your preferred soda.  

  • And of course, don't overlook the classic road trip staple: a cooler filled with ice-cold beverages, including sodas, juices, and perhaps even a few celebratory drinks for toasting memorable moments.  

Remember to invest in a collapsible, zip cooler that can be conveniently stowed and utilized throughout your journey, ensuring your food and beverages remain refreshingly chilled. 

  1. The Important Must Haves  

A road trip presents an ideal opportunity to ensure that all your important documents are in proper order. Therefore, it's crucial to include them in your packing checklist for the journey ahead. 

  1. Your driver’s license  

  1. Your vehicle’s registration 

  1. Proof of insurance  

  1. Owner’s Manual for your vehicle 

4.  The Road Trip Soundtrack 

Infuse your road trip with positive energy by curating a playlist of your favorite tunes or exploring the vast collection of podcasts.  

  • Spotify: Create your own playlists or listen to others. You can listen to both music and podcasts for free with Spotify. Spotify even has an AI DJ that can customize a radio station of songs you love and new ones for you to discover. 

  • Pandora: Listen to different artists, genres, or radio stations available for free on Pandora. 

  • Apple Music or Amazon Music: Get a one-month subscription to build your tunes library and customize it to your liking. 

5. The First Aid Kit 

Don't overlook the importance of including a first aid kit in your road trip essentials. Despite its simplicity and lightweight nature, it can significantly impact your journey in case of a hiking injury, pesky bug bites, or any minor accidents. 

6. The Suitcase 

When embarking on a road trip, the temptation to overpack is strong. With ample trunk and back seat space, it's easy to indulge in the luxury of extra belongings.  Maximize your packing and truck organization with packing cubes and a trunk organization unit to keep things tidy and from sliding around.  

Get excited for your next road trip by making a list of the necessities. Packing well ensures that you have easy access to the items you need during the journey. Organizing your belongings and packing them strategically can save you time and effort when searching for specific items. 

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What You Need to Know about Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that are available after your account has been open for 30 days and as long as you maintain your account in good standing.
  2. We also offer an overdraft protection plan, Overdraft Protection Sweep, a link to a savings account.  It may be less expensive than our standard overdraft practices. To learn more, ask us about this plan.

This notice explains our standard overdraft practices.

 

What are the standard overdraft practices that come with my account?

After your account has been open for 30 days and as long as you maintain your account in good standing, we do authorize and pay overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):

  • ATM transactions
  • Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

 

What fees will I be charged if Peoples Bank of Kankakee County pays my overdraft?

Under our standard overdraft practices:

  • We will charge you a fee of up to $30 each time we pay an overdraft.
  • The maximum daily overdraft fee per presentment or item paid using the Overdraft Reserve Program is $150.00 per day.
  • No per item handling fee will be charged on de minimis overdrafts. De minimis overdraft for this policy means transactions that overdraw your account by $30 or less.
  • There is an overdraft fee of $5 per day that will be charged beginning the 4th consecutive business day your account is overdrawn.

 

Nonsufficient funds (NSF) fees - if an item drafted by you (such as a check) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money in your account and we decide not to pay the item or transaction, you agree that we can charge you an NSF fee for returning the payment. Be aware that such an item or payment may be presented multiple times by the merchant or other payee until it is paid, and that we do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you an NSF fee each time a payment is presented if the amount of money in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented.

PAYMENT ORDER OF ITEMS - The law permits us to pay items drawn on your account in any order (for purposes of this section "items" means checks, orders and electronic transactions). To assist you in handling your account with us, we are providing you with the following information regarding how we process those items. When processing checks and orders drawn on your account our policy is to pay lower numbered checks and orders in numerical sequence, but electronic transactions are paid first in the order received. The order in which items are paid is important if there is not enough money in your account to pay all of the items that are presented. There is no policy that is favorable in every instance.  If the smallest items are paid first, you may have fewer NSF or overdraft fees, but the largest, and perhaps more important items (such as rent or mortgage payments) might not be paid. However, if the largest items are paid first, your most important items might be paid but it may increase the overdraft or NSF fees if funds are not available to pay all of the items. We think our policy attains a reasonable balance between minimizing additional costs to you and paying your more important items. We encourage you to make careful records and practice good account management. This will help you to avoid creating items without sufficient funds and incurring the resulting fees.

 

What if I want Peoples Bank of Kankakee County to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions after your account has been open for 30 days, you may opt in.    

You have an ongoing right to change this consent at any time. If your overdraft privilege has been revoked for any reason, the opt-in or opt-out selection may not apply. Please contact your nearest office for more information.

 

Alternate ways to Opt In/Out or make changes:

  • By Phone.   Our Customer Care Representatives can be reached at 815-936-7600.
  • By Mail.   Peoples Bank of Kankakee County, 333 E. Court Street, Kankakee, IL 60901
  • In Person.  Please visit your local office and ask a representative to help you decide which plan is best for you.