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Choice Checking





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Summary

It's great to have choices. You can choose coffee or tea. A book or a movie. In banking, you also have choices. With Choice Checking, you can choose to reduce, or even eliminate, your monthly service fee. You also receive convenient banking services such as free mobile banking, text alerts, free online banking, bill pay, POP money and much more. There's a low minimum balance to open the account, and your already low monthly service fee can disappear simply by conducting normal, everyday transactions – the kind you are probably already doing! It seems like a pretty clear choice to us!

Features

  • No minimum balance to maintain account
  • Qualifications to reduce the $3 monthly service fee:
  • Receive eStatements to reduce fee by $1
  • Further reduce by 20 cents per debit card purchase that posts and settles, until fee is eliminated
  • Free mobile app & text alerts
  • Free online banking and bill pay
  • Unlimited check writing
  • Free debit card
  • Free e-Statements
  • Only $25 minimum deposit to open account

A $25 deposit is required to open this account. No minimum balance is required. There is a recurring monthly service fee of $3.00 associated with this account. Fees and rewards may change after account is opened. Fees may reduce earnings. If any of the following transactions and activities post and settle to your account during the Monthly Qualification Cycle, your Choice Checking account fee of $3.00 will be reduced as follows until the fee is eliminated for the corresponding Statement Cycle: $1.00 if you are enrolled and agree to receive e-Statements; $0.20 for each signature-based and PIN-based debit card purchase. Transactions and activities may take one or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card transactions processed by merchants and received by Peoples Bank as ATM transactions. The monthly qualification cycle is a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current Statement Cycle. Statement Cycle begins on the second business day of the month and ends on the first business day of the following month. This account is not to be used for commercial purposes. Enrollment in electronic services (e.g. online banking, electronic statements) will be required to meet some of this account's qualifications. Choice Checking is a trademark of BancVue, Ltd., registered in the USA. An account that is closed within 6 months of the opening date will be charged a fee of $20.00. *Your mobile carrier's message and data rates may apply.