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To begin, please fill out the fields in the form below. One of our Business Client Officers will contact you within one business day to complete the process.

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Loan Information:





Primary Applicant Information

Personal Information:

/ /

Current Address:









Mailing Address:




Borrower:


Yearly Income:

Please enter yearly totals for all Income fields below.








¹ The income for each rental property should be calculated as follows: multiply the gross yearly rental income by 75%, and then subtract the associated yearly expenses (mortgages, insurance, maintenance, taxes, payments, etc.) from that amount. Total the income for all rental properties and enter that amount.

² For all income not already listed such as trusts, alimony, child support, separate maintenance, public assistance, etc. Note: Alimony, child support, and separate maintenance income need not be revealed if borrower or co-borrower doesn't choose to have it considered for repaying this loan.

Assets:









¹ Please enter only vested retirement funds. Of the total amount entered, only 70% of funds in retirement accounts will be used for qualifying purposes.

² Proceeds from the sale of all real estate should be calculated as follows: multiply the estimated present market value of the home by 90%, and then subtract the amount of outstanding mortgages and liens on the home from that amount. The calculated amount should be entered.






Co-Applicant Information



/ /

Current Address:









Mailing Address:




Co-Borrower:


Yearly Income:

Please enter yearly totals for all Income fields below.








¹ The income for each rental property should be calculated as follows: multiply the gross yearly rental income by 75%, and then subtract the associated yearly expenses (mortgages, insurance, maintenance, taxes, payments, etc.) from that amount. Total the income for all rental properties and enter that amount.

² For all income not already listed such as trusts, alimony, child support, separate maintenance, public assistance, etc. Note: Alimony, child support, and separate maintenance income need not be revealed if borrower or co-borrower doesn't choose to have it considered for repaying this loan.

Assets:









¹ Please enter only vested retirement funds. Of the total amount entered, only 70% of funds in retirement accounts will be used for qualifying purposes.

² Proceeds from the sale of all real estate should be calculated as follows: multiply the estimated present market value of the home by 90%, and then subtract the amount of outstanding mortgages and liens on the home from that amount. The calculated amount should be entered.





Declarations:
Yes No

Yes No

Yes No

Yes No

Government Monitoring:

The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation or surname if you have made this application in person. If you do not wish to furnish the information, please check the box below.

Male Female


Property Information:



Credit Consent:

By checking the boxes below, you and any listed co-borrowers give your consent to the lender, its agents, and investors to obtain and review your credit report(s).

Security Code

Please enter the letters and numbers from the image above.

By clicking Submit below, I certify that everything I have stated in this application is correct. People's Bank of Kankakee County may keep this application whether or not it is approved. By submitting this application I authorize People's Bank of Kankakee County to check my credit and employment history and to answer questions others may ask about my credit record with People's Bank of Kankakee County. I understand that I must update credit information at People's Bank of Kankakee County's request if my financial condition changes.

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