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Personal Savings Account

Personal Savings Account


Life inevitably brings a surprise or two -- if you knew to expect them they wouldn't be surprises. The best way to be prepared is to start saving today. This account is also a great way to start saving for a big purchase in the future.


  • 0.10% APY*
  • $100 Minimum to open account**
  • $300 minimum required to obtain the APY**
  • Monthly service fee waived on balances over $300**
  • Free Online Banking
  • Free TeleBanker
  • Free e-Statements

*The annual percentage yield (APY) is accurate as of 10/1/15. At our discretion, the interest rate and APY may change at any time. Interest will be compounded and credited to your account every quarter. A daily minimum collected balance of $300.00 is required to obtain the disclosed APY. A recurring monthly service charge of $3.00 will be assessed if the balance in the account falls below $300.00 any day of the cycle. If there are more than 6 withdrawals of any type each month, there will be a charge of $1.00 each. Transfers from a Savings Account to another account or to third parties by preauthorized, automatic, telephone, mobile banking or computer transfer are limited to six per month; over 6 are considered excess withdrawals. Excess withdrawals may result in your account being closed. Fees may reduce earnings. An account that is closed within 6 months of the opening date will be charged a fee of $20.00.

**Waived for minors.