Mortgage Loans
- Summary
Home is where the heart is -- it's where you and your family spend most of your time and where you feel the most...well, at home. But it's also the largest and most important investment you'll ever make. So you want to do it right.
With a mortgage loan from Peoples Bank, you will get our team of expert advisors at your side every step of the way. We can cut through the confusion and make things much easier. Whether buying your first home or refinancing to get a better rate, you can be sure that you're getting the absolute best deal.
Our dedicated team of professionals assures your application will be processed as quickly and efficiently as possible. In addition you will find our rates very competitive and our closing fees low.
Many options are available:
- Conventional fixed rate mortgages
- Balloon reset mortgages
- Adjustable rate mortgages
- Construction mortgages
- Lot mortgages
- Bridge Loans
For a free prequalification with no obligation, contact us online or click on "Our Team" above to contact one of our lenders directly.
- Our Team
To contact our staff directly:
- Mike Osenglewski- 815-936-7620 - Bourbonnais
- Amy Rettke- 815-936-7621- Bourbonnais
- Mimi Barnes- 815-936-7623 - Bourbonnais
- Robert Shreffler- 815-802-2843 - Kankakee
- Dave Hansing- 815-936-7612 - Bourbonnais
- Disclosures
Fees and costs apply and are included in the Good Faith Estimate of Closing Costs. Applicable casualty and hazard insurance is required. Flood Insurance may be required. Terms are subject to the bank's credit and repayment ratios. Interest rate locks available upon receipt of loan application.
Example: $100,000 Mortgage Loan
| Type | Rate | APR* | Interest & Principal Monthly Payment |
|---|---|---|---|
| 15-yr Fixed | 3.763% | 3.883% | $727.85 |
| 20-yr Fixed | 4.328% | 4.424% | $623.42 |
| 30-yr Fixed | 4.361% | 4.430% | $498.45 |
